Finding the perfect best 5th wheel toy haulers for your adventures and lifestyle can be a daunting challenge, especially with the plethora of options available today.

As an RV aficionado with years of experience traversing the country in various models, I’ve had the chance to personally test and evaluate countless fifth-wheel toy haulers.

From weekend escapades to full-time living scenarios, the right toy hauler can dramatically enhance your RV lifestyle, providing not just mobility but a home wherever you go.

Based on rigorous hands-on comparison across features, durability, and user comfort, I firmly believe the 2020 Montana High Country 381TH Toy Hauler stands out as the best overall option.

It combines spacious living areas, ample toy storage, and unparalleled quality, making it the epitome of luxury and practicality for both short trips and long-term living.

Based on my experience, the top best 5th wheel toy haulers are:

  • 2020 Montana High Country 381TH Toy Hauler: Best overall for luxury and practicality.
  • 2019 Jayco Talon 392T Fifth Wheel Toy Hauler G18091: Excellent choice for durability and space.
  • 2020 Keystone Raptor 425TS Toy Hauler: Ideal for those seeking versatility and state-of-the-art features.
  • 2019 Heartland Cyclone 4115 Toy Hauler Fifth Wheel: Great pick for expansive storage and living quarters.
  • 2019 Grand Design Solitude 374 TH Toy Hauler Fifth Wheel: Top selection for comfort and long-term living.
  • 2020 Forest River XLR Nitro 35 DK5 Fifth Wheel Toy Hauler: Perfect for adventure seekers needing high payload capacity.
  • 2020 KZ Venom V4013TK Luxury Fifth Wheel Toy Hauler: Luxurious choice with high-end amenities.
  • 2020 Jayco Seismic Fifth Wheel Toy Hauler 3512: Designed for those wanting cutting-edge tech and comfort.
  • 2020 Highland Ridge Highlander HF387H toy hauler: Optimal for spacious living and towing ease.
  • 2020 Heartland Road Warrior 430 Toy Hauler Fifth Wheel: Best for families and full-time RVers.

10 Best 5th Wheel Toy Hauler RVs For Full-Timing

The best fifth-wheel toy hauler for you will depend a lot on how you’ll most likely use it, as well as your preferred level of luxury.

Other factors like just how much payload or cargo you need to bring with you will also come into play. 

With such a crowded field in front of you, we’ve taken the time to filter down your options in the following 10 of the best fifth-wheel toy haulers for full-timing you can buy.

1. 2020 Montana High Country 381TH Toy Hauler 

2020 Montana High Country 381TH
  • Dry Weight of 13,546 lbs.
  • Payload Capacity of 3,454 lbs.
  • GVWR of 17,000 lbs.
  • Hitch Weight 3,265 lbs.
  • Fresh Water Tank Capacity of 66-gallons
  • Total Gray Water Tank Capacity of 78-gallons
  • Total Black Water Tank Capacity of 39-gallons
  • 4 slide-out sections
  • Sleeps up to 8 people
  • Cargo Area Width of 5-feet
  • Cargo Area Height of 7.67-feet
  • Air Conditioning30,000 BTUs
  • Heater35,000 BTUs

The 2020 Montana High Country 381TH is made by Keystone and has earned a reputation for quality materials and engineering, as well as a touch of luxury.

Depending on how you lay out the sleeping accommodations it can hold up to 8 people, which makes it a good option for tradesmen and construction workers who need a place to stay Monday through Saturday while working on a remote job site.

About The Camper’s Cargo Capacity

The cargo “Toy Hauler” area on the 2020 Montana High Country 381TH is a little on the small side.

Measuring in at just 5-feet wide, and 7.67 feet high, there’s just enough room for an average UTV.

Once you unload it, you can then convert the cargo area into a makeshift master suite that will accommodate a queen-size bed.

Montana High Country 381TH Floor Plan

About The Living Accommodations

Being under the Keystone umbrella means that this fifth wheel camper’s designers had access to a high level of materials and state-of-the-art manufacturing. This translates into a lot of luxury, as well as basic creature comforts.

The kitchen is spacious and comes with a three-burner stove and a built-in oven.

There’s also a full-size electric refrigerator and a two basin sink. The dinette area can comfortably seat up to four people at a time.

The bathroom has a large shower stall with a seat. There’s also a flushing toilet.

The 2020 Montana High Country 381TH even has a stacked washer and dryer for full-time RV travelers who want to be able to get their laundry done on-site, without having to waste time and money taking trips to the laundromat.

The entertainment center in the 2020 Montana High Country 381TH is truly impressive. It has a telescoping HDTV as well as a cozy electric fireplace.

There is copious amounts of storage in the cabinets, as well as comfortable seating for up to six people who want to watch TV or simply relax at the end of a long day.

2. 2019 Jayco Talon 392T Fifth Wheel Toy Hauler G18091

2019 Jayco Talon 392T
  • Dry Weight of 12,235 lbs.
  • Payload Capacity of 4,665 lbs.
  • GVWR of 16,900 lbs.
  • Hitch Weight of 2,760 lbs.
  • 2 Freshwater storage tanks
  • Total Fresh Water Tank Capacity of 136-gallons
  • Total Gray Water Tank Capacity of 50-gallons
  • Total Black Water Tank Capacity of 50-gallons
  • 2 powered slide outs
  • 12.5-foot long cargo area
  • 40-gallon auxiliary fuel tank
  • 15,000 BTU air conditioner
  • 35,000 BTU propane furnace

On paper, the 2019 Jayco Talon 392T can sleep up to 13 people.

Yet, when you really roll up your sleeves and get to know it, I think you’ll find it’s better suited to a traveling couple or construction company executive who needs to stay in the field during peak season.

Especially with its den or office area in the middle of the fifth-wheel camper.

About The Fifth Wheel Camper’s Cargo Capacity

The 2019 Jayco Talon 392T has a 12-foot long cargo bay with a folding ramp door. This gives it more than enough room to hold a large UTV or a pair of ATVs. 

It can also flow through to the rear of the kitchen if you need to bring a little extra gear with you from Point A to Point B.

In this way, you can get up to 16-feet 9-inches of rear storage. The cargo can then be converted into an additional sleeping area or used for tool and equipment storage.

There’s also a 40-gallon auxiliary fuel tank to conveniently gas up UTV’s and other toys.

2019 Jayco Talon 392T Floor Plan

About The Living Accommodations

There are several different floor plans of the 2019 Jayco Talon the 392T comes with an office space or den in the middle of the camper.

This speaks to executives who need to stay in the field, or for couples that live and travel in their fifth-wheel camper full time, while still needing a private space to take care of business.

The master suite in the front of the 2019 Jayco Talon 392T has a queen-size bed, as well as its own entertainment center that’s prepped for a flat-screen TV.

It even has a nice size skylight to give it a more spacious feel as well as a lot of personal storage space.

It’s adjacent to a full bathroom with a toilet, a large shower, and a medicine cabinet.

The kitchen area is somewhat small, having sacrificed some of its square footage to the office space. Still, it has a modest refrigerator, as well as a three-burner stove with an oven.

There’s also a small outdoor kitchen under a 21-foot retractable awning, with a reach-in refrigerator.

It’s an ideal space to host a gathering for a special meal at the end of the night or a special Friday night supper.

You also have to tip your hat to the dual freshwater storage tanks. This gives you a total freshwater storage capacity of up to 136 gallons, as well as a 50-gallon gray water and 50-gallon black water tank.

It makes the 2019 Jayco Talon 392T a great option for long-term boondocking stays off the grid.

One small knock on the 2019 Jayco Talon 392T is the rooftop air conditioner is only rated for 15,000 BTUs.

This is a little on the low side for a fifth-wheel camper with this much interior space and a rear cargo bay.

Though several of the windows do have the structural framing to handle a secondary window air conditioner.

3. 2020 Keystone Raptor 425TS Toy Hauler

Keystone Raptor 425TS
  • A dry weight of 15,485 lbs.
  • Payload capacity of 3,515 lbs.
  • GVWR of 19,000 lbs.
  • Hitch weight of 3,600 lbs.
  • Freshwater tank capacity of 106-gallons
  • Gray water tank capacity of 82-gallons
  • Black water tank capacity of 82-gallons
  • 3 slide outs
  • 2 bathrooms
  • Sleeps up to 9 people
  • Cargo bay length of up to 12-feet
  • 30,000 BTU air conditioner
  • 35,000 BTU propane furnace
  • 30-gallon auxiliary gas tank

The Keystone Raptor 425TS takes another step up in utility, and toy hauling cargo space while also turning it up a notch on creature comforts.

While it technically sleeps up to nine people on paper, it’s meant to be more for a traveling family that likes to keep their ATVs, UTVs, or snow machines with them.

About The Cargo Capacity

It has a 12-foot long garage, which is more than enough room to store a pair or ATVs or snow machines.

It also has a zero gravity ramp door, which makes it easy to deploy and store your “Toys” without the sometimes heavy hassle of keeping a large cargo door from banging down to the ground.

There’s also a 30-gallon auxiliary fuel tank, which is a great way to gas up your toys without having to keep a separate portable gas can bouncing around in the back.

One other thing that’s nice about the cargo area is that once you unload your ATVs, it converts into its own little apartment.

There’s a loft bed as well as an electric queen size bed. It even has its own entrance as well as its own separate half bath.

Keystone Raptor 425TS Floor Plan

About The Living Accommodations

The main living area of the Keystone Raptor 425TS is nicely appointed with all the creature comforts of home.

Which is something you want in a fifth-wheel camper for full-timing. The kitchen is large and features a three-burner stove with an oven, a convection microwave, and two modest pantry spaces.

There’s also a large 18 cubic foot RV refrigerator that can run on electricity or propane.

It’s designed to be heavy-duty enough to handle the bumps of traveling over rough roads.

The living room area has a flat-screen television with thoughtful seating. From there it steps up to the large bathroom with a shower, toilet, and sink with vanity.

There is a separate door in the bathroom and the hallway to the luxurious master suite in the front of the fifth wheel camper.

Here you find a king-size bed with plenty of floor space for walking around. There’s copious storage for holding everything a couple wants for full time living. 

The master suite even has it’s own entertainment center built into a large dresser.

The interior of the Keystone Raptor 425TS is cooled by a 30,000 BTU air conditioner.

Full-timers who stay in places where the mercury dips down in the winter will enjoy the cozy 35,000 BTU propane furnace.

4. 2019 Heartland Cyclone 4115 Toy Hauler Fifth Wheel

2019 Heartland Cyclone
  • Dry Weight of 15,920 lbs.
  • GVWR of 20,000 lbs.
  • Hitch Weight of 3,700 lbs.
  • Total Fresh Water Tank Capacity of 100-gallons
  • Total Gray Water Tank Capacity of 80-gallons
  • Total Black Water Tank Capacity of 80-gallons
  • 2 power-retractable slide outs
  • Cargo area length 15-feet
  • Sleeps up to 9 people
  • 20-gallon auxiliary fuel tank
  • 30,000 BTU air conditioner
  • 35,000 BTU propane furnace

The 2019 Heartland Cyclone 4115 Toy Hauler Fifth Wheel has a lot of interior space and the basic creature comforts you want for full-timing.

Then it also has a large 15-foot cargo bay in the rear, which is more than large enough to accommodate a 4-seater UTV.

About The Cargo Capacity

The 2019 Heartland Cyclone 4115 was designed to let you take your toys and extra gear with you, without having to completely sacrifice the cargo space.

It measures in at 15-feet long with the suspension to handle a four-seater UTV or a pair of ATV’s or golf carts.

There’s even a convenient 20-gallon auxiliary fuel tank to let you gas up your toys without having to carry a separate gas can or make a run to a nearby gas station.

There’s also a queen-size bed in the loft space of the cargo area. It also has a half bath with a toilet and sink which gives the rear cargo area it’s own separate apartment feel.

This can be handy if you are occasionally going to have people stay over, but you don’t want to fully sacrifice your privacy in the master suite bathroom.

Heartland Cyclone 4115 Floor Plan

About The Living Accommodations

The 2019 Heartland Cyclone 4115 has both an indoor and outdoor kitchen.

This lets you cook a casual meal in the house, or you can grill out to keep from competing with the 30,000 BTU rooftop air conditioner.

The interior kitchen has a three-burner stovetop with an oven. There’s also a full-size propane & electric RV absorption refrigerator, which is big enough to service the family, yet durable enough to handle life traveling over bumpy gravel roads.

The formal living room area is nicely laid out with a large sofa that is positioned for an easy view of the entertainment center.

If you have guests staying over, or one half of a couple has a chronic snoring problem, the sofa easily converts into a comfortable bed.

You step up to the master suite with its full bathroom including toilet, large shower stall, and a sink.

There’s another pass thru door that leads into the master bedroom, which features a tilting king size bed.

The walking floor space is a little sparse, but there’s still a fair amount of storage space in the master suite.

5. 2019 Grand Design Solitude 374 TH Toy Hauler Fifth Wheel

The 2019 Grand Design – Solitude
  • Dry Weight of 15,500 lbs.
  • GVWR of 20,000 lbs.
  • Hitch Weight of 3,200 lbs.
  • Total Fresh Water Tank Capacity of 117-gallons
  • 2 Gray Water Holding Tanks
  • Total Gray Water Tank Capacity of 100-gallons
  • Total Black Water Tank Capacity of 50-gallons
  • Sleeps up to 6 people
  • 5 power-retractable slide-out sections
  • 30,000 BTU air conditioner
  • 35,000 BTU propane furnace
  • Cargo area 9-feet long X 5.25-feet wide

The 2019 Grand Design Solitude 374 TH seems to be made four empty-nest couples and individuals who want to spend their time on the open road.

It differs from traditional fifth-wheel toy haulers in that it has a small “Garage” space in the rear under the main living room.

About The Cargo Capacity

The 2019 Grand Design Solitude 374 TH doesn’t have your typical rear ramp that folds down to reveal a large cargo bay.

Instead, it has a rear garage that tucks up conveniently under the rear living room.

This makes it small, though at 9-feet long by a little over 5-feet wide, and over 5-feet high, there’s just enough room for a two-person roadster motorcycle or a trike.

A cold-weather enthusiast might even be able to tuck their snowmachine into it when the flakes start to fly.

Grand Design Solitude 374 TH Floor Plan

About The Living Accommodations

The five power-retractable slide-out sections really help to maximize the internal space in the 2019 Grand Design Solitude 374 TH.

It also has impressive water storage for times when you want to take this fifth-wheel camper off the grid for days or possibly weeks at a time.

It even has two gray water storage tanks for times when you just don’t want to make the trip to an RV dump station.

In this particular floor plan for the 2019 Grand Design Solitude, the master suite is in the rear of the camper.

It has a queen-size bed and an impressive amount of storage. It comes with an LED flat-screen TV.

It’s adjacent to the master bathroom, which includes a sink, a toilet, and a large shower with a skylight for ambiance.

The kitchen in the 2019 Grand Design Solitude 374 TH is mid-ship and impressively large.

It comes with a 3-burner stovetop, with an oven, as well as an 18 cubic foot residential electric refrigerator and an overhead microwave. The kitchen’s dual basin sink is located in a central island.

The kitchen also has an alcove that’s prepped for a stackable washer and dryer. Though this is an added extra, which most RV dealers will throw in as an easy, affordable upgrade.

While you do lose a little storage space, it saves you having to run to the laundromat once or twice a week.

It’s also worth noting that the kitchen in the 2019 Grand Design Solitude 374 TH has a free-standing dinette that feels very much like a home’s kitchen table.

For some people being able to pull out a chair to your desired distance from the table rather than squeeze into a bench seat is a major bonus.

From the kitchen, you step up to the luxurious front living room. It has a pair of tri-fold sofas that can be turned into bed space for guests who want to sleepover.

There’s also a pair of theater seats right in front of the telescoping flat-screen TV and the electric fireplace.

The exterior of the 2019 Grand Design Solitude 374 TH is also thoughtfully engineered.

There is an outdoor kitchen area adjacent to the master suite, which includes a small outdoor entertainment center.

There are copious amounts of pass-through storage both in the front and rear, as well as a pair of 14 and a half foot long awnings.

6. 2020 Forest River XLR Nitro 35 DK5 Fifth Wheel Toy Hauler

2020 Forest River XLR Nitro
  • Dry Weight of 13,299 lbs.
  • Payload Capacity of up to 3,511 lbs.
  • Hitch Weight of 2,810 lbs.
  • Total Freshwater Storage Capacity of up to 102-gallons
  • Total Gray Water Storage Capacity of up to 80-gallons
  • Total Black Water Storage Capacity of up to 100-gallons
  • 2 Bathrooms
  • 3 Power Slide Out Sections
  • Sleeps up to 10 people
  • Cargo area up to 15-feet long
  • 30-gallon auxiliary fuel tank

The 2020 Forest River XLR Nitro 35 DK5 is another fifth-wheel toy hauler that can be used for an individual or couple full-timers.

Though it could just as easily serve as a home base for a small group of tradesmen who need to stay at a remote job site.

About TheCargo Capacity

The 2020 Forest River XLR Nitro 35 DK5 Fifth Wheel Toy Hauler has a spring-loaded ramp that leads into the modest cargo bay area.

Like many fifth-wheel toy haulers, the living area can also be used to add storage. In this configuration, you can get up to 15 feet of cargo space.

If you load it right, this is just enough room for 3 ATVs. Once unloaded you can also convert it to a bunkhouse area with loft sleeping room.

Forest River XLR Nitro 35 DK5 Floor Plan

About The Living Accommodations

The 2020 Forest River XLR Nitro 35 DK5 sacrifices a fair amount of the 42-foot fifth-wheel to the 15-foot cargo bay. 

So, if you aren’t going to use the rear section for additional living or sleeping space, you might feel like the primary mid-ship kitchen and living space is a little bit on the small side.

Still, you get what you need in the kitchen. It has a mid-size refrigerator, a three-burner stove with a modest oven, as well as a microwave.

There’s a central island with a two-basin sink, to expand the available workspace on the countertops.

The 2020 Forest River XLR Nitro 35 DK5 has two bathrooms. One in the rear for the aft bunkhouse, and a full bath with a toilet and shower that acts as a buffer between the kitchen living area and the master suite.

They’re both supported by an impressively large 100-gallon black water storage tank and the 102-gallon fresh water storage tank.

The master suite is large enough to hold a king-size bed with a little bit of square footage to walk around.

There’s enough storage for a couple, but it isn’t the sort of living space where you are going to hold items for people who might be staying in the bunkhouse converted cargo area.

7. 2020 KZ Venom V4013TK Luxury Fifth Wheel Toy Hauler

The 2020 KZ Venom
  • A dry weight of 15,100 lbs.
  • Payload Capacity up to 3,900 lbs.
  • GVWR of 19,000 lbs.
  • Hitch weight of 3,100 lbs
  • 2 Freshwater storage tanks
  • Total freshwater capacity of 100 gallons
  • 2 Gray water storage tanks
  • Total gray water capacity of 93 gallons
  • 2 Black water storage tanks
  • Total black water capacity of 73 gallons
  • 2 Doors
  • 3 slide-out sections
  • 13-foot cargo area
  • 70-gallon auxiliary fuel tank
  • 45,000 BTU air conditioner
  • 35,000 BTU propane furnace

The 2020 KZ Venom V4013TK was engineered with the motto “Built for the Unbound.”

You see this in the durable aluminum and fiberglass construction, as well as the attention to detail in the layout.

It truly was designed to be a heavy-duty toy hauler that’s also the embodiment of the word “Luxury.”

About The Cargo Capacity

The 2020 KZ Venom V4013TK has a 13-foot cargo area that’s also a little over 8-feet long. If necessary, you can convert it into a guest bedroom with a queen-size bed.

It even has it’s own half bath. Though when you use it as a functional garage for a traveling couple there is plenty of room to hold a pair of ATVs or an ATV and a roadster motorcycle.

It also has an impressive 70-gallon auxiliary fuel tank that you can use to refuel your toys without having to keep gas cans around or worry about burning up a lot of fuel just to run to the nearest service station.

It’s also worth noting that the 70-gallon capacity is more than you find with most of the competitor fifth-wheel toy haulers that only have 20 or perhaps a 30-gallon auxiliary fuel tank.

The 2020 KZ Venom V4013TK Floor Plan

About The Living Accommodations

The 2020 KZ Venom V4013TK is the embodiment of luxury with the light and space it needs to emphasize the nearly open concept feel of the living area.

It’s also supported by a robust 45,000 BTU air conditioner, which will keep you blissfully cool on even the hottest and humid of days.

It also has a cozy 35,000 BTU propane furnace to keep you nice and toasty when the mercury starts to dip.

The mid-ship kitchen is open with a central pedestal island. It includes a 3-burner stove with an oven as well as a microwave.

There’s also a full-size RV absorption refrigerator that can run on propane or electricity.

It has the durability to handle life on a bumpy road as well as versatility to handle long days boondocking.

The kitchen and the intended living room are blended together to make one living area.

There’s a “Super Sofa” with four cushions that can also convert into a comfortable bed for times when you want to host overnight guests, but don’t necessarily want to put in the effort to convert the garage into a formal sleeping area.

There’s a built-in entertainment center with a 40-inch entertainment center. It’s nicely viewable from the sofa, but it arguably doesn’t have the best sightlines from the kitchen.

The front of the 2020 KZ Venom V4013TK holds the full bathroom as well as the master suite.

The bathroom has a large shower, a toilet, and a sink. It has a pass door to the front hallways as well as directly into the master suite.

In the front master suite, you’ll find a titling king size bed as well as a fair amount of storage. Though the king-size bed does limit some of the available square footage for walking around.

To address this KZ does offer the Venom V4013TK with an optional queen size bed.

Anything that can’t immediately be stored in the master suite or the main living area can also be stowed in one of the two pass-through storage bays.

8. 2020 Jayco Seismic Fifth Wheel Toy Hauler 3512

The 2020 Jayco Seismic 3512
  • Dry weight of 13,970 lbs.
  • Payload capacity up to 3,480 lbs.
  • GVWR 17,450 lbs.
  • Hitch weight 3,340 lbs.
  • Freshwater storage tank capacity of 102 gallons
  • 2 Gray water storage tanks
  • Black water storage tank capacity total of 87 gallons
  • 2 bathrooms
  • 12.5-foot cargo area
  • 2 power-retractable slide-out sections
  • Rear ramp converts to a part deck
  • 40,000 BTU propane furnace

The Jayco Seismic 3512 is a large 42-foot fifth wheel toy hauler with two slide-out sections and a ramp that converts into a “Party Deck.”

Yet the interior still provides all the creature comforts of home on the road, which is just the sort of thing that full-timers and long-term stay RV travelers are looking for.

About The Fifth Wheel Camper’s Cargo Capacity

The Jayco Seismic 3512 has a 12.5-foot long cargo area, which is just enough to hold a pair of ATVs or a four-seater UTV with room for a motorcycle.

The interior cargo area itself can be converted into sleeping space, or it can be used for interior storage of other household items.

You could even set it up as a workshop. There’s even a separate half bath with its own gray water and black water storage tanks.

One other nice feature of the cargo area is that you can convert the ramp section into a “Party Porch.”

This gives you additional outdoor entertaining space, beyond the dual awning areas.

The 2020 Jayco Seismic 3512Floor Plan

About The Living Accommodations

The Jayco Seismic 3512  has an open concept kitchen and living room combination. The kitchen portion has a three burner stove with a modest size oven.

There’s also a convection microwave and a full size RV refrigerator that can run on propane or electricity.

It’s a great durable option that makes it easy to boondock with the Jayco Seismic 3512.

The living room area is blended into the kitchen with the sleeper sofa facing both the kitchen and the entertainment center.

There’s also an electric fireplace to help warm the room without having to fully fire up the 40,000 BTU propane furnace.

You step up from the living room area to the master bathroom, with its own black and gray water storage tanks.

It has a large shower stall as well as a toilet, sink, and added storage in the medicine cabinet.

The master suite is connected to the rest of the camper via a hallway or a pass door in the bathroom.

It comes with a queen-size bed standard, though if you prefer you can upgrade to a king.

Though it you do, be prepared to lose a lot of walking space square footage. There’s also copious storage for wardrobes and dual linen closets.

9. 2020 Highland Ridge Highlander HF387H toy hauler

2020 Highland Ridge – Highlander
  • Dry Weight of 12,575 lbs.
  • Payload Capacity of 5,500 lbs.
  • GVWR of 18,000 lbs.
  • Hitch Weight of 2,900 lbs.
  • Total Fresh Water Tank Capacity of 115-gallons
  • Total Gray Water Tank Capacity of 97-gallons
  • Total Black Water Tank Capacity of 80-gallons
  • Sleeps up to 9 people
  • Cargo area 13.25-feet
  • 28,500 BTU air conditioner

The 2020 Highland Ridge – Highlander HF387H is the bigger brother of their very successful travel trailer of the same name.

It was designed to be a toy hauler with the statistics to accommodate people who need to stay in it for months at a time.

About The Cargo Capacity

The Highlander with the HF387H floor plan has a 13.25-foot long cargo bay. Once your toys are unloaded from the bay the heavy-duty ramp can be converted into a patio space.

Though the extra’s needed to do this is usually a dealer-offered optional upgrade.

Once unloaded the rear cargo bay can also be converted into its own living and sleeping space.

It includes access to a half bath, as well as a loft space and a happy jack bed.  There’s even a TV prep and room for an optional mini-refrigerator.

It even has it’s own separate steps to give your overnight guests their own privacy. If anything it might just serve as a nice way to get teenagers out of your hair.

If you choose not to set the rear cargo bay up as a separate living area, it is just as ready to serve as a utility or tool room. There are even hookups for a stackable washer and dryer.

In this configuration there’s still room for the optional TV, to let you watch your favorite shows while folding and ironing.

2020 Highland Ridge Highlander Floor Plan

About TheLiving Accommodations

The Highlander HF387H uses an open concept that blends the living room and the kitchen together.

From the plush sofa, you have a comfortable view of the flat-screen TV with it’s warming electric fireplace.

A classic dining room table with pull out chairs sits in the center of the room.

Not only does it serve as a place to sit down and eat as a family, but you can also play games and layout grab-and-go snacks.

The kitchen has a three-burner stove with an oven as well as a microwave. There’s an electric residential refrigerator with a freezer, that’s large enough to support you for a long stay, without having to make multiple runs to the grocery store in a week.

If there’s a complaint here, it’s that the kitchen doesn’t have a lot of countertop prep space.

There’s also an outdoor kitchen station just outside the cargo area’s access door and steps.

It’s a great option for hot days when you don’t want the 28,500 BTU air conditioner competing with the heat produced from cooking a simple evening meal.

The master suite in the Highlander HF387H borders on being palatial. It comes with a king-size bed standard, though you can downgrade it to a queen if you want more floor space for walking around.

There’s a lot of storage throughout the suite. It’s connected to the rest of the RV’s living area via a short tunnel and steps.

The Highlander HF387H’s master bathroom is also very large. It includes a spacious shower as well as a big sink and a toilet. 

All the plumbing in this fifth-wheel toy hauler is then supported by a 115-gallon fresh water storage tank, a 97-gallon gray water storage tank, and an impressive 80-gallon black water tank.

10. 2020 Heartland Road Warrior 430 Toy Hauler Fifth Wheel

Heartland - Road Warrior
  • Dry weight of 15,000 lbs.
  • Payload capacity up to 4,922 lbs.
  • Hitch weight of 3,855 lbs.
  • Freshwater tank capacity of 100-gallons
  • Gray water storage tank capacity of 40-gallons
  • Black water tank capacity of 85-gallons
  • Sleeps up to 11 people
  • 13-foot cargo area
  • 30-gallon auxiliary fuel tank
  • 30,000 BTU air conditioner
  • 30,000 BTU propane furnace
  • 2 bathrooms
  • Master bath has a sunken tub and shower
  • Outdoor kitchen

The 2020 Heartland Road Warrior RW 430 was built more for long-term living at an RV park or to serve as a family cabin at the lake lot.

You see this in its ability to keep a couple of retirees comfortably, with a well-appointed master suite, yet it can still sleep up to 11 people for times when the family comes to visit.

It’s a great option for grandparents who want a full-time fifth wheel camper that can also hold their UTV or golf cart.

About The Campers Cargo Area

The rear cargo area has a folding ramp door. It measures in at just over 13-feet long, which makes it big enough to hold a four seating UTV or a golf cart.

It also comes with a 30 gallons auxiliary fuel tank to let you gas up your toys without having to make frequent runs to the nearest service station.

When it’s empty the cargo area easily converts into a sleeping area with enough room for a small family. 

It even includes a half bath as well as a separate door and steps. There’s additional overhead storage or an optional loft area.

Heartland - Road Warrior RW 430 Floor Plan

About The Living Accommodations

The 2020 Heartland Road Warrior RW 430 has a comfortable main living room with a sectional couch that separates when you open the slide-out section.

It also has a large flat-screen TV with an electric fireplace for warming the room on cool summer evenings.

The kitchen area is separated from the living room. It has a full-size electric refrigerator as well as a three-burner stove with an oven and a microwave.

The kitchen feels a little cramped at times, but there still is a lot of countertop space.

It’s also worth noting that the 2020 Heartland Road Warrior RW 430 comes equipped with an outdoor kitchen.

The master suite and master bath are two things that truly shine in the layout of the 2020 Heartland Road Warrior RW 430.

The bathroom comes with a sunken bathtub that is just large enough to let you have a nice long soak.

The master bedroom has enough room for a king-size bed. There’s also a lot of thoughtfully engineered storage space to let a couple keep their distinctive wardrobes.

It even has a large window that lets you enjoy the view, and will make you think in advance about exactly where you want to park it up.

If there’s a drawback to consider with the 2020 Heartland Road Warrior RW 430 it’s the relatively small 40-gallon gray water storage tank.  

It’s arguably too small for a family that wants to boondock. Though it’s just right for parking up your fifth-wheel toy hauler at a lake lot or a fulltime RV park.

things to consider when choosing 5th wheel Toy Hauler For full time living

Finding the best fifth-wheel toy hauler for full-timing for you can depend a lot on how you plan to use it as well as your lifestyle.

Taking a moment to identify your needs will help you hone in on the features that need to rise to the top of your priority list when looking for a fulltime camper.

Some people who need a fifth-wheel toy hauler are tradesmen or construction workers who need a place to stay while working at a remote job site.

In a scenario like this, things like sleeping space, and an auxiliary fuel tank might be high priorities. As would large freshwater and wastewater storage tanks.

On the other end of the spectrum, you find retirees who want an affordable way to live and explore the countryside, without having to worry about things like mortgage payments and HOA meetings.

In a scenario like this, creature comforts and well-appointed master suite are likely top priorities. 

Residing somewhere in the middle, are people who park up their fifth wheel toy hauler at a seasonal RV park who perhaps live their during the summer or half the year.

In this subset, you might prioritize a fifth-wheel toy hauler that gives you all the comforts of home, yet can also be deployed to sleep a fair number of guests, when the family wants to visit.

Key Features Of A Fifth-Wheel Toy Hauler For Full-Timing

The Size Of The Cargo Bay

This is another time where you need to break out the tape measure to make sure that your toys of choice will fit comfortably through both the ramp door and into the cargo bay.

While you’re at it, also factor in your ability to get out after parking it up.

You should also factor in how you’ll be using the cargo area once you get to your intended destination.

Some people use the cargo bay as a functional garage to keep their toys out of the elements.

Though other people prefer to park their toys under a carport or other type of roofed structure.

Then you can use the fifth wheel toy hauler’s cargo bay as a workshop or for equipment storage.

If you are going to be hosting overnight guests, you might also want to look for a fifth-wheel toy hauler that can be converted into a comfortable sleeping space.

In this case, a second half or full bath in the rear can also be handy for them, and let you keep some basic privacy in the master bath.

An Auxiliary Fuel Tank

There are a lot of fifth-wheel toy haulers that come with an auxiliary fuel tank in the cargo bay. This is handy for boondock full-timing.

It’s especially popular with tradesmen and construction workers who need to refill UTVs and runabout vehicles that get them to and from the job site.

Though it’s just as handy for full-timing off the grid, to spare you having to keep a small village of gas cans around, and saving time rather than running to the nearest gas station.

The Size Of The Water Storage Tanks

Where you plan to stay most often while full-timing will influence the size of the storage tanks you need.

If you are going to be staying at an RV park, long-term seasonal campground, or somewhere else that has access to freshwater and certified RV dump sites, then you can probably get by with smaller storage tanks.

On the other hand, if you’re going to be boondocking, or staying at a remote job site, then you need to prioritize a fifth-wheel toy hauler with large storage tanks.

This will spare you having to constantly spend time resupplying or making long drives with a portable wastewater storage tank to an RV dumpsite.

The Air Conditioning And Heating

If you are truly going to be fulltime living in your fifth-wheel toy hauler, then the BTU rating of the air conditioner and the furnace will be important factors.

Most full-timers will tell you that you need an air conditioner in your fifth-wheel toy hauler that is at least 30,000 BTUs.

If you do happen to fall in love with a particular model that has a smaller BTU rating for the air conditioner, you’ll want to doublecheck to make sure that it has the kind of windows that can handle a window-mounted AC unit.

A fifth wheel toy hauler with an outdoor kitchen can also be handy. At first glance, you might think of this as just being a grill station, but what it really does is allow you to do most of your cooking outside, so that you don’t have to fire up your RV’s stovetop, making heat that will compete with the root top air conditioners production.

When it comes to the heating, most RV furnaces run off of propane. This means they also carry a BTU per hour rating. Ideally, for most fifth-wheel toy haulers you want to see a furnace rating of at least 30,000 or preferably up to 45,000 BTUs.

You might also want to keep an eye out for one with a propane or electric fireplace in the main living room or the master suite.

This lets you warm up a little bit on a cool summer night, without necessarily having to fire up the primary furnace.

Which is the Best 5th Wheel Toy Hauler for You?

You might be surprised by just how rich the marketplace is for full-timers who are looking for a fifth-wheel toy hauler camper to be their home away from home.

These models tend to appeal most to long-term travelers, tradesmen, construction workers, and people who need a place to live for months on end.

If you are looking for a fifth-wheel toy hauler to support a crew of tradesmen or construction workers then your best option might want to move the 2020 Montana High Country 381TH up your list. 

Especially, if you’ll be working at a remote job site where you need to stay off the grid for days if not weeks at a time.

It certainly has the fresh and wastewater storage capacity you need, as well as a large auxiliary fuel tank to keep your secondary vehicles fueled up.

If you are looking for a fifth-wheel toy hauler to live at a cabin, hunting land, or a multi-seasonal site, without parking it in a high-priced RV park, then your best option might be the 2020 KZ Venom V4013TK. 

It has the fresh and wastewater storage tanks to support you, as well as the ability to host multiple people should the family come to visit.

On the other end of the spectrum. Let’s say you’re recently retired and you just want to travel for months at a time, exploring the country without being tied down to mortgage payments and yard work, then the best fifth-wheel toy hauler for full-timing for your might be the 2020 Keystone Raptor 425TS or the 2020 Heartland – Road Warrior RW 430. 

They have the touch of luxury and comfort to truly feel like home. Yet the versatility to support you for boondocking off the grid, or relaxing in the resources of an RV park.

Whatever your needs and interest are, the chances are good that the best fifth-wheel toy hauler for full-timing is somewhere on this list.