The freedom of the open road and the chances to get away from the familiar attracts many people to rent or buy their own RV.
From luxury motorhomes to simple travel trailers being pulled behind an SUV, today's travelers are spoiled for choice.
Still, like any vehicle or trailer, time, wear and tear or seasonal factors can take their toll. What would you and your family do if your RV was the break down far from home?
Of course, there are RV roadside assistance programs with just about every level of coverage throughout a wide price range. Yet Which RV roadside assistance program is best?
AAA is one of the best rv roadside assistance with a decades-long reputation for helping travelers with their roadside assistance programs. They also have a wide range of affiliated discount programs. However, AAA isn’t the only option.There are several other good roadside assistance providers worthy of a closer look. At the same time, several insurance companies have thrown their hat into the ring in an attempt to attract new customers and incentivize existing loyal clients.
In this article, we will take a closer look at some of the more popular RV roadside assistance programs, as well as ways to compare and contrast them.
6 best rV roadside assistance Plans You Should Consider
As you might imagine there is a wide range of RV roadside assistance programs.
Some offer specific services while others have a menu of options to help pick the best rv roadside assistance that is right for you.
These are our top 6 picks for best rv roadside assistance:
- Good Sam Roadside Assistance
- The American Automobile Association
- Allstate Insurance
- The Better World Club
- The Paragon Motor Club
- Progressive Insurance Company
1. Good Sam roadside assistance
The Good Sam roadside assistance program is essentially a comprehensive towing service.
Policyholders who breakdown in an unfortunate location with a Good Sam policy will be towed to the nearest RV station or repair service.
Surprisingly they have no distance limits stated in the policies they offer. This makes them a great option if you are going to be traveling somewhere far-flung, or you will be boondocking (Dry Camping) away from an RV park.
Good Sam typically doesn’t assess additional fees and they often provide discount options. Just bear in mind that they don’t offer any legal fee reimbursements.
In their menu of services they also offer substantial vehicle and family coverage plans as well as things like:
- Emergency Lockout Assistance
- Jump Start Service
- Gasoline Delivery (Minimum of 5 Gallons)
Good Sam doesn’t have a lot of limitations and they have worked hard to cultivate a reputation for providing excellent customer service.
Their operators also tend to be well informed on local RV services. They are well worth considering if you are planning a long trip away from home.
2. The American Automobile Association
More commonly known as AAA or “Triple-A” the American Automobile Association is essentially an automobile club that specializes in providing a wide range of roadside assistance programs.
This includes local short-term coverage as well as travel coverage plans.It’s worth bearing in mind that they offer various levels of coverage. Their standard plan will only tow a broken-down RV up to 3 miles.
This can be an issue if you are planning to dry camping away from the comforts of civilization.
While relatively inexpensive this level of coverage is really only for times when you are traveling from one RV park to the next.
On the other end of the spectrum is their “AAA Plus” plan, which will tow your vehicle or RV up to 100 miles.
AAA’s menu of services also includes things like free gasoline delivery or delivering a brand new battery.
It’s also worth noting that AAA also has many affiliate programs. Their members enjoy numerous discounts on things like hotels and vehicle rentals as well as potential discount services in AAA-affiliated repair shops.
Their coverage is available for RV’s tow vehicles, and cars. This makes them a great option for covering a motorhome while you are on the road.
Then you can set it up as a “Home Base.” At that point, you can take out another level of AAA coverage for a tow vehicle, or a discounted rental car.
In general, AAA coverage is more affordable than similar programs offered by insurance providers. All the other perks and discounts they offer through their affiliates are hard to ignore.
As a well-established roadside coverage company, you will find their services and discount programs are widely available throughout the United States and much of Canada.
3. Allstate Insurance
Travelers and families with Allstate Insurance policies can easily add to their coverage or employ their “Good Hands” policy with its “Pay Per Use” features for RV travels. This includes things like:
- Emergency Fuel Delivery
- Lockout Assistance
- Just Start Services
Their Allstate Motor Club also provides roadside assistance, which includes trip iteration, as well as trip interruption coverage.
Like some other roadside assistance programs Allstate also offers a modest number of retail discounts.
It’s also worth noting that these services can be accessed without you necessarily having to purchase an Allstate auto insurance plan. Instead, they can simply charge you a nominal membership fee.
Allstate is a great option to consider if you are renting an RV through a peer to peer service like Outdoorsy or RVshare.
It’s a very affordable way to get short-term coverage without having to make a long-term investment just to take a single RV vacation.
4. The Better World Club
The Better World Club is known for offering a wide range of coverage including things like bicycles and other modes of “Green” transportation.
They even go so far as to offer environment-friendly travel tips and online tools.
This includes things like free bicycle route mapping tools, car rental discounts, motel discounts, and eco-friendly lodging options.
Their basic services including all manner of roadside emergencies, which even includes things like rescuing a stranded or stuck vehicle.
They will tow a member’s vehicle up to 5 miles with their standard package. However, their upgraded “Premium” membership extends that distance to 100 miles.
5. The Paragon Motor Club
Paragon Motor Club offers two distinct levels of emergency assistance for their customers.
They come into effect anytime your vehicle runs out of gas, will not start, needs a tire change, or you are accidentally locked out.
Paragon Motor Club’s “Classic Roadside Membership” plan will tow your car up to 100 miles.
It also includes a wide range of other roadside assistance. However, you will likely be charged an additional fee for any extra services.
If your RV or vehicle is stolen within 100 miles of your home, the company will reimburse you for any emergency transportation costs you incur. Unfortunately, they don’t offer any sort of affiliate or retail discounts.
Paragon Motor Club’s referral program allows any of their member to easily add another person as a member without additional cost.
This is related to the fact that their membership program is for the individual and is designed to cover multiple vehicles under one membership.
In fact, the vehicle in question doesn’t necessarily have to be owned by you. It could be a rental or even loaned by a friend.
6. Progressive Insurance Company
Progressive insurance is popular throughout the United States. However, their coverage is no extended to Canada. They have varying levels of coverage with options you can personalize to your needs.
Progressive’s RV coverage will tow you to the nearest repair facility if your travel trailer or motorhome is disabled within 100 feet of a publicly accessible road.
Their roadside assistance includes things like fuel delivery, as well as mechanical breakdowns, flat tires, blown-out tires, accidentally lockout and a dead battery replacement service.
They also offer coverage up to a specified amount, for lost personal items inside your travel trailer, fifth wheel, or motorhome.
It also extends to electronic devices and things like smartphones and camera equipment.
Their coverage options also include features like vacation liability. Essentially if someone is injured in or around the RV you will have liability coverage up to $10,000.
If you like, the liability leverage can be upgraded to $500,000 for a very small fee.
Is RV Rental Insurance The Same As Roadside Assistance?
For some travel enthusiasts, it’s easier to rent an RV from a dealership or a rental agency than it is to sink a lot of money into a major investment.
Many of these organizations offer or even require you to take out an additional insurance policy to hedge their bets. Many will even include additional options for upgraded roadside assistance plans.
In a situation like this, it’s a good idea to have as much protection as possible. Especially if you are new to driving a motorhome or towing a travel trailer.
In the case of a rental agency, you also have no way of knowing just how much wear, tear and abuse the RV might have endured in the hands of the previous renter.
In the case of an RV rented through a peer to peer organization like Outdoorsy or RVshare, the current owner might already have their own roadside assistance program already in place.
It’s a good idea to ask them if they have one in place. If you are having a hard time choosing one over another it would be a good idea to prioritize the one that comes with a roadside assistance package at the price.
If a peer to peer RV rental doesn’t have any sort of roadside assistance program, you might be able to purchase a temporary policy.
The small amount of money will pay for itself in the peace of mind, as well as minimized time sitting at the side of the road should the unforeseen happen.
Does Roadside Assistance Coverage Impact Standard RV Insurance?
Most of the time, roadside assistance does affect insurance premiums. However, there are some insurance providers like Allstate and Progressive where you can roll one type of coverage into another with only a minimal impact on your monthly premiums.
Some insurance providers also offer a variety of other incentive programs, some with short-term windows of opportunity. So, it wouldn’t hurt to double-check with your agent to see if there are some roadside assistance packages worth considering for an upcoming RV vacation.
Can Someone Else Drive The RV Without Coverage?
Technically they can drive it, however, with some policies, the coverage may not apply.
There are some policies that cover the vehicle, others like Paragon Motor Club apply the coverage to the individual.
If you aren’t sure, you should call your agent or double-check the policy to make sure you are compliant.
rv roadside assistance comparison
There are a few that stand head and shoulders above the competition. The one that is right for you might vary depending on your current insurance providers as well as whether you are renting, or you own the RV that needs coverage.
AAA has been the standard-bearer for North American Travelers for decades. It’s hard to look past their affiliate and discount programs.
If you do have a problem when you are on the road and your RV needs to spend time in a repair shop, chances are you can find a AAA hotel and rental vehicle at a discount.
At the very least it could help you salvage something of your originally intended vacation.
Good Sam is also worthy of consideration if you are going to be boondocking or camping off the grid.
The fact that they will tow you to a service provider without additional costs and fees is a very nice touch when you need it.
Paragon Motor Club might be your preferred option is you have multiple drivers or you need to cover multiple vehicles.
Placing membership status on the individual is a great way to make sure your motorhome carried the same kind of coverage that you want for your tow flat vehicle.
Just keep in mind that their overlap likely doesn’t work in concert with your auto insurance policy.
Paragon Motor Club is also a great option for RV rentals and peer to peer services. It’s very affordable, and it spares you having to make a single large policy investment if you only want to take one or two RV vacations in a given year.